You work hard for your salary, but your paycheck is just part of the story.
If you’re working at a corporation, chances are you’re sitting on a treasure chest of benefits. Stock options. RSUs. 401(k) matches. Deferred compensation. Maybe even profit sharing.
The question is: Are you making the most of them?
These perks can add up to serious long-term wealth, but only if you take a hands-on, strategic approach.
Let’s start with equity comp. RSUs and ESPPs can be a game changer, but they come with strings attached—vesting schedules, blackout windows, tax surprises, and more.
If you’re not careful, you can end up overexposed to company stock or locked out of selling when you need to.
That’s why a solid wealth plan doesn’t just look at your portfolio. It connects your equity comp to your family’s goals, your risk tolerance, and your future income needs.
And it doesn’t stop there.
You might have access to benefits like deferred comp plans, HSAs, supplemental insurance, or dependent care FSAs. These aren’t just fringe perks. They’re tools that, used wisely, can help fill gaps in your financial strategy and reduce your tax burden.
Think of your benefits as part of a larger wealth engine, not isolated features.
And don’t forget your family. As your career grows, so do your responsibilities. Tuition reimbursement, group life insurance, and long-term care options can help you align your financial life with what matters most.
The bottom line?
When you understand the full value of your benefits, you can make smarter decisions for your portfolio, your career, and your future.
Let’s make those benefits work as hard as you do.
Ready to align your corporate benefits with your wealth goals? Call (551) 284-9844 or email michael.dangelis@lpl.com.