As we wrap up another year, it’s natural to pause and reflect. Just like reviewing game footage between seasons, your financial journey benefits from taking a moment to assess the past year’s performance. What strategies worked well? Which plays could have been better executed? And most importantly, how can we position you for even greater success in the year ahead?
At D’Angelis Wealth Management, we believe in a proactive approach to financial planning—helping you analyze your financial “season highlights” while designing your playbook for the future.
2024 in Review: Your Financial Highlight Reel
The past year brought its share of fastballs and curveballs. Whether you were navigating market volatility, adjusting to interest rate shifts, or executing strategic tax plays, every financial decision contributed to your broader goals.
Here are some key elements to consider as you review your 2024 performance:
Market Performance
The markets tested even the most seasoned investors this year, with volatility requiring both patience and discipline. At D’Angelis Wealth, we maintained a steady course—using diversification and strategic adjustments to shield your wealth, much like a solid defensive lineup shields a lead. How did your portfolio perform against your benchmarks, and did we keep your long-term goals in focus?
Interest Rate Dynamics
The Federal Reserve’s moves influenced everything from borrowing costs to investment returns. Like adjusting to different pitchers, we adapted our strategies to these changing conditions. These shifts impacted various aspects of financial planning, from mortgage rates to bond yields, requiring careful adjustment of our game plan throughout the year.
Tax Strategy Execution
Effective tax planning is like executing a perfect double play—it requires precision timing and coordinated effort. From tax-loss harvesting to Roth conversions, every basis point saved strengthens your financial position. Our proactive approach helped identify opportunities throughout the year, not just during tax season.
Planning for 2025: Your Strategic Playbook
Looking ahead, success in 2025 requires both preparation and adaptability. Using insights from your 2024 performance, we craft a plan that advances your family’s goals, minimizes risks, and maximizes opportunities.
Consider these key areas:
Portfolio Optimization
Is your investment lineup positioned for both current conditions and long-term success? The new year presents an ideal opportunity to reassess your asset allocation, aligning your investments with your risk tolerance, time horizon, and life goals. We evaluate each position in your portfolio, making strategic adjustments where needed.
Risk Management and Protection
Just as a team needs both offensive power and defensive stability, your financial plan requires robust protection strategies. From reviewing insurance coverage to strengthening your emergency reserves, we prepare you for whatever 2025 may bring.
Family and Legacy Planning
Beyond building wealth, true financial success means preserving it for future generations. We review your estate plan to confirm it reflects your wishes and help facilitate important family conversations about your long-term vision.
Your 2025 Game Plan by Quarter
To transform strategy into results, we break the year into focused segments:
First Quarter: Strategic Review and Positioning
- Analyze 2024 performance metrics.
- Set clear 2025 objectives.
- Implement necessary portfolio adjustments.
- Review protection strategies.
Second Quarter: Tax Strategy Implementation
- Maximize retirement contributions.
- Plan charitable giving strategies.
- Explore Roth conversion opportunities.
- Review tax-efficiency measures.
Third Quarter: Mid-Season Assessment
- Evaluate year-to-date progress.
- Make tactical adjustments as needed.
- Review estate planning documents.
- Begin tax-loss harvesting if appropriate.
Fourth Quarter: Year-End Optimization
- Execute tax-efficient strategies.
- Complete required distributions.
- Finalize charitable contributions.
- Set preliminary 2026 objectives.
The D’Angelis Wealth Management Advantage
Financial success, like winning championships, doesn’t happen by chance—it requires preparation, discipline, and experienced coaching.
Our team brings:
- Strategic planning skill and experience
- Proactive portfolio management
- Tax-efficient strategies
- Multi-generational wealth planning
- Ongoing risk assessment
From identifying growth opportunities to strengthening your financial defense, we’re here to guide you through every inning of your financial journey.
Ready to Build Your Championship Season?
We want you to have confidence that your 2025 financial game plan is built for success. Contact D’Angelis Wealth Management today to schedule your year-end review and strategy session. Together, we’ll create a road map that prioritizes your financial well-being and long-term success.
To schedule a meeting, call (201) 218-9504 or email michael.dangelis@lpl.com.
About D’Angelis Wealth Management
D’Angelis Wealth Management is a family-owned, independent financial advisory firm located in Bergen County, New Jersey, just 16 miles from New York City. With over 85 years of combined experience, the firm specializes in comprehensive financial planning for pre-retirees and retirees. D’Angelis Wealth Management offers tailored strategies intended to help clients balance asset growth with stability as they seek to preserve their wealth while pursuing their ideal financial future.
Founded on the principles of trust, integrity, and personalized service, D’Angelis Wealth Management is committed to treating each client like family. Their mission is to create strong, lasting relationships while guiding clients toward financial clarity and independence. By employing a disciplined and precise advisory process, the firm seeks to develop customized financial plans that incorporate downside capture strategies to balance growth and safeguard retirement assets. This step-by-step approach includes understanding clients’ unique goals, crafting tailored solutions, implementing strategies, and continuously monitoring progress.
Leveraging the expansive resources of LPL Financial, D’Angelis Wealth Management provides a full spectrum of services, including financial planning, income planning, asset management, tax strategies, estate planning, and more. Through their family-oriented and accessible service model, they hope to empower clients to preserve wealth, gain financial confidence, and enjoy a stable and fulfilling retirement.
To learn more about D’Angelis Wealth Management, visit their website or call 201-218-9504.